 |
|
One of our main purposes is to help each of our clients in reducing the worries related to the risks to which they are exposed. Among the activities we carry out for our clients, are the identification, analysis and quantification of risks, which allow us to determine, within the personal, family, business or institutional circumference, the risks that have to be insured and in what way. Subsequently, we determine the insurers and insurance products that best adapt themselves to the protective needs and we proceed to negotiate conditions, including the specifications and improvements required in each particular case. If you have any worry, in face of the possibility of economic prejudice arising from a risk to which you are exposed, you can contact us, with no obligation, and ask us all the questions you deem convenient. In the personal and family scope, you will likely need a policy among the ones that follow::
Comprises the "compulsory" civil liability insurance and its annex coverages such as "excess limits civil liability" , " legal assistance and penal defense", "personal accidents of occupants" and "various vehicle assistance services". You can also include coverage for loss or damage to the vehicle, called "TOTAL LOSS" and "AMPLE COVERAGE", and the latter can be contracted without deductible or with different deductble options, that enable a considerable reduction of the policy’s cost. Besides, there are special coverages for the vehicle’s accessories and additional benefits in case of theft. Covers medical expenses, arising from an accident or disease, for which there is a variety of products, both in Bolivars and in Dollars, with options on limits and deductibles that allow the sizing of the policy to the economic situation of each family. It can also contemplate additional coverage such as "maternity", "funeral services expenses" , "daily in-hospital pension" and "additional coverage for serious illnesses" Allows coverage of the most common risks arising from the ownership or tenancy of a residence, extending coverage to:
Contemplates the payment of certain amounts of money, both in Bolivars or in Dollars, established as the insured capital, in face of the event of an accident that results basically in:
Also allows inclusion of special conditions which may increase the benefits under certain circumstances. A great diversity of products, both in Bolivars or in Dollars, can guarantee the insured’s family members in case of his death, a predetermined capital or an annuity. There are options that enable the establishment of a savings fund, to earn the right of a future endowment or pension. Basically, in its simplest form, covers the civil liability that may be assigned to the Insured, in case of bodily harm caused to third persons or material damages to the assets of third parties, arising from the acts or omissions of the Insured, or of persons for whom he is legally responsible, in the personal and family scope. There is the possibility of including additional coverages that will shelter the Insured from civil liability incurred in the discharge of his professional activities. All objects that can be considered "art" or "collectors items" require special insurance, that contemplates very ample coverage and can cover a great diversity of risks, within a determined geographical boundary. Considering the great diversity of damages sustainable by this type of equipment, due to electrical problems or erroneous use, this type of policies, specifically designed for such equipment, permits coverage of most risks of an accidental nature, both external and internal. Destined specifically to the owners of pleasure boats, allows coverage of most of the risks these vessels are subject to, both in water and on land. Inside this classification, one finds all those insurance products destined to cover unusual items and very specific risks or very special conditions, not contemplated by other products. In the business and institutional sector, we can also provide adequate consulting, in matters related to risk and insurance, with the possibility of negotiating policies among the following:
Any
Questions? Calling us
by telephone: Sending us a fax: 5622081 - 5630796 Or visiting
us in our offices at: This advertisement has been approved by the Superintendency of Insurance of Venezuela under Nš 12.379 |
